Founded in 2020 by Justina Tartilaite and Freddie Digby, Adsum is a cashflow solutions provider allowing users to grow fast by calculating and advancing a funding solution for all their UK Tax Receivables including VAT, Creative Industries and R&D Tax Credits. Through the use of its in-house technological solution, Adsum can auto-calculate VAT, R&D and creative industries tax credits and refunds, removing the need for tax consultant work. From here, a credit line is provided that is drawable against and repaid by its users’ tax credits and refunds. The company is able to provide capital in as little as twenty-four hours.